Terms and Conditions

MGP CONNECTED LIMITED – TERMS AND CONDITIONS

Updated: 12 January 2021

Definitions

For the purpose of these Terms and Conditions, the following terms shall have the meanings specified below, unless otherwise indicated:

“Agreement” or “Terms and Conditions” shall mean these terms and conditions that shall govern the relationship between MGP and the Customer, except as otherwise specifically provided for, and as same may be amended from time to time, without notice;

“Business Day” shall refer to MGP’s operational hours, between 8:30 a.m. and 4:00 p.m., Monday through Friday, excluding Saturdays, Sundays and any statutory holidays and bank holidays in Republic of Ireland, Germany and South Africa;

“Cleared MGP VaultChain” shall mean allocated fine gold, silver, platinum, palladium, or rhodium, or such other metals as may be amended from time to time, that have been acquired or purchased from MGP and that have been paid with cleared funds;

“Customer” shall mean a customer who enters into a transaction with MGP for the purchase or sale of Precious Metal Bullion and MGP VaultChain and is in compliance with these Terms and Conditions between the Customer and MGP;

“Customer Purchase Transaction” shall mean any sale operation whereby MGP sells Precious Metal Bullion, Precious Metal Products or MGP VaultChain to its Customer;

“Customer Sale Transaction” shall mean any sale operation whereby MGP purchases Precious Metal Bullion, Precious Metal Products or MGP VaultChain from its Customer;

“MGP” shall mean MGP Connected Limited operating as MyGoldPlus;

“MGP’s Online Store” shall mean and refer to MGP’s Precious Metal Store, available at https://mygoldplus.com;

“MGP VaultChain” shall mean allocated fine gold, silver, platinum, palladium, or rhodium, or such other metals as may be amended from time to time as verified by Tradewind VaultChain™ blockchain, purchased through MGP;

“Open Transactions” shall mean all contemplated and submitted Customer Purchase Transactions and Customer Sale Transactions which have not been completed. For the purpose of confirming a price for a transaction, a Customer Sale Transaction of MGP VaultChain is not considered an Open Transaction;

“Precious Metal(s)” shall mean and refer to fine gold, silver, platinum, palladium, and rhodium or other such metals as may be amended from time to time;

“Precious Metal Bullion” shall mean and refer to Precious Metals in the form of bars or coins;

“Precious Metal Products” shall mean and refer to products in various forms which contain gold, silver, platinum or palladium or other such metals as may be amended from time to time;

“Return of Funds” shall mean and refer to a return of cleared funds held on account to the Customer;

The following Terms and Conditions shall govern all transactions between the Customer and MGP.

It is the Customer’s responsibility to confirm that their transaction conforms to the Terms and Conditions as set out in each of the above specialized products.

Application

Customers wishing to purchase from or sell to MGP must have an account. For Customers who currently have a MGP account, please refer to Section 3 of these Terms and Conditions.

2.1. Account Opening

Individuals can create an account with MGP online.

Failure to provide all required documentation may delay the opening of the MGP account. Upon receipt and formal acceptance of the completed application form and copies of the required documentation, MGP will send a confirmation to the Customer as to whether the application has been approved or rejected. Once the application is approved, MGP will open an account and inform the Customer of their account details.

The Customer acknowledges that MGP relies on the veracity of all information provided by the Customer when processing any application. By agreeing to these Terms and Conditions, the Customer warrants that all information provided is true and accurate.

2.2. Multiple Accounts

Unless approved in advance by MGP, only one account may be created per Customer. MGP will not accept transactions placed by a single Customer over multiple accounts, and the Customer may be held liable for any resulting market loss repayments and administrative fees.

Transactions

3.1. Transaction Restrictions

MGP may restrict the purchase or sale of Precious Metal Bullion or Precious Metal Products. MGP reserves the right to unilaterally amend restrictions or implement new restrictions without notice at any time.

3.2. Customer Purchase Transactions

3.2.1. Confirming a Price for Customer Purchase Transactions

A price is confirmed at the time a Customer Purchase Transaction is submitted online. Should a Customer cancel a Customer Purchase Transaction after it has been submitted, the Customer may be liable for market loss repayments and administrative fees, pursuant to Sections 5.1 and 6.1.3. Subject to the conditions below, the price at the time a transaction is submitted will be confirmed, regardless of market fluctuations.

3.3. Customer Sale Transactions

3.3.1. MGP VaultChain

A price is confirmed at the time a Customer Sale Transaction for MGP VaultChain is submitted online. Should a Customer cancel a Customer Sale Transaction after it has been transmitted, the Customer may be liable for market loss repayments and administrative fees, pursuant to Sections 5 and 6.

3.4. Scrap Metal Transactions

N/A

3.5. Credit or debit cards

Credit or debit card is an acceptable form of payment for products purchased from MGP for market loss repayments (as outlined in Section 5) or other fees (as outlined in Section 6) that become payable and remain unpaid.

By providing a valid credit or debit card to MGP, the Customer confirms that:

The Customer is the named credit or debit card holder or Authorized User to use the credit or debit card;
The credit or debit card may be used to confirm a price for a transaction (if applicable);
The credit or debit card may be used to pay for the Customer Purchase Transaction (as outlined in Section 3.2);
MGP can pre-authorized a nominal amount on the credit or debit card; and
MGP may charge unpaid outstanding market loss repayments or other fees to the credit or debit card.

Payment

4.1. Funds on a MGP Account

N/A

4.2. Acceptable Methods of Payment

At any one time, payment can be made using only one method. Multiple bank wires for a single transaction will not be accepted.

MGP may refuse payments or funds (in any form whatsoever, including, and without limitation, credit or debit card, checks, bank drafts, money orders or bank wires) received from an individual or from an entity that is not the named account owner. Furthermore, MGP may request additional documentation before such payment or funds are applied to delivery of a Customer’s Purchase Transaction.

MGP accepts the following as methods of payment:

Credit or Debit Card (Visa or MasterCard only)*
International Bank wire
SEPA transfer

* Subject to a maximum of €20,000 or equivalents for transactions in all other currencies, rounded up to the nearest €1000.

4.3. Payment Deadlines – Customer Purchase Transactions

Payment must be sent to MGP within one (1) Business Day from the date on which a transaction is submitted. Payments made by SEPA transfer or bank wire must be received by MGP no later than two (2) Business Days from the date on which a transaction is submitted.

Should a Customer fail to send payment within one (1) Business Day from the date on which a transaction is submitted, or if MGP does not receive payment within the deadline specified above, MGP reserves the right to cancel the transaction and the Customer will be liable for market loss repayments and other fees, as described in Sections 5 and 6.

4.4. Credit or debit cards

A valid Visa or MasterCard credit or debit card is an acceptable method of payment. If paying by credit or debit card Customer’s confirms that shipping address must match billing address associated with said card.

MGP may also refuse a payment by credit or debit card without notice at any time and may request additional documentation and information before such payment is applied to Customer’s Purchase Transaction or delivery of the Customer’s Purchase Transaction.

MGP does not accept any pre-paid credit or debit cards or gift cards for a Customer’s Purchase Transaction.

4.5. Checks

No checks will be accepted.

4.6. Bank Wires and SEPA Transfer

MGP’s bank wire information is made available to the Customer at the end of the online ordering process, through the Customer’s online account transaction details. This information is also made available to the Customer by e-mail, once a transaction is submitted.

Bank wire and SEPA transfers must respect the payment deadlines described in Section 4.3. Bank wire transfers must always reference the Customer’s MGP account number and name in order for funds to be properly applied to said account.

4.6.1. International Bank Wires

International bank wires may be subject to correspondent bank fees that are deducted while a wire is in transit. As MGP’s bank is simply the recipient bank, it is impossible to determine the fees that may be deducted by any correspondent banks. Customers sending funds from a bank outside the EEA must include all fees that may be deducted by a correspondent bank. The Customer should confirm with their banking institution the exact amount that may need to be included in the wire to cover all fees that may be deducted and that “Sender” pays all fees.

Customers may also request confirmation of any correspondent bank fees upon initiation of a bank wire. MGP suggests Customers contact their banking institution for further clarification.

4.7. Proceeds from Customer Sale Transactions and Return of Funds

Settlement options for Customer Sale Transactions and Return of Funds are as follows:

Bank wire: €30 Euro service fee

Processing and settlement for Customer Sale Transactions are processed once a month on the 25^th or the next business day if the 25^th is a Saturday, Sunday or public/bank holiday. It may take up to five (5) Business Days for the funds to reflect.

However, note that settlement time may vary due to statutory and bank holidays, increased market activity or size of the transaction.

Due to anti-money laundering legislation in the European Union, MGP cannot forward the proceeds from any Customer Sale Transaction to an individual or entity who is not a designated account owner. Any payment from a Customer Sale Transaction in a Business Account can be made in the business name only. For Sole Proprietorships, payment can be made in the business name or the sole proprietor’s name, provided proper authorization documentation has been received by MGP.

Note that for any single transaction, payment can be made by only one method.

4.8. Completing a Transaction

4.8.1. Customer Purchase Transactions

A Customer Purchase Transaction is completed when payment is received in full within the payment deadlines described in Section 4.2, provided that no hold is placed on payment, and MGP performs its principal obligation.

Legal ownership of the Precious Metal MGP VaultChain will be considered transferred from MGP to the Customer once the transaction is completed.

4.8.2. Customer Sale Transactions

All Customer Sale Transactions are final once a transaction is complete and funds have been transferred to the customer.

Transaction Cancellations

When cancelling a transaction, market loss repayments may apply as a submitted transaction constitutes a binding agreement between MGP and the Customer. Applicable market loss repayments will be determined based on the following:

5.1. Customer Purchase Transactions

In the event a Customer Purchase Transaction is cancelled (whether by the Customer or by MGP for failure to receive payment in full within payment deadlines, as stipulated above), market loss repayments may be applicable. This fee is calculated based on whether there has been a decrease in the price of the Precious Metals (market loss) from the time the price is confirmed for a submitted transaction to the time a transaction is cancelled.

For Customer Purchase Transactions cancelled by MGP due to non-payment, market loss repayments will be calculated using the LBMA PM gold price, LBMA PM platinum price, LBMA PM palladium price or the LBMA silver price on the day that the payment deadline expires.

For Customer Purchase Transactions which are cancelled by the Customer, market loss repayments will be calculated using MGP’s live spot price at the time a cancellation request is submitted.

Decrease in Price of Precious Metals

In the event of a decrease in the price of Precious Metals, the market loss repayment will be equivalent to the difference between the original value of the Customer Purchase Transaction and its value at the time of cancellation.

Increase in Price of Precious Metals

In the event of an increase in the price of Precious Metals, no market loss repayment will be applicable.

5.2 Customer Sale Transactions

In the event a Customer Sale Transaction is cancelled, whether by the Customer or by MGP, market loss repayments may be applicable. This fee is calculated based on whether there has been an increase in the price of Precious Metals from the time a transaction is submitted and the price confirmed to the time a transaction is cancelled.

For Customer Sale Transactions cancelled by MGP, market loss repayments will be calculated using the LBMA PM gold price, LBMA PM platinum price, LBMA PM palladium price or the LBMA silver price on the day that the deadline for receiving Precious Metal Bullion expires.

Increase in Price of Precious Metals

In the event of an increase in the price of Precious Metals, the market loss repayment will be equivalent to the difference between the original value of the Customer Sale Transaction and its value at the time of cancellation.

Decrease in Price of Precious Metals

In the event of a decrease in the price of Precious Metals, no market loss repayment will be applicable.

5.3. Cancellation at the Customer’s Request

Transactions may be cancelled at the Customer’s request, provided payment has not been received or settlement has not been issued in full. Should the Customer request a cancellation, the above cancellation policy will be considered in effect. Fees will be calculated based on MGP’s live spot price for the product being cancelled at the time a cancellation request is submitted. Customers must submit all requests for cancellation via the MGP Web Application.

5.4. Materials Sent Different From Those for Which Prices were Confirmed

N/A.

5.5. Unauthorized Sale Transaction Request

In the event that a Customer Sale Transaction is initiated when the Customer did not request the transaction, the Customer must notify MGP immediately upon being made aware of the request so that MGP may begin examination of the claim without delay. In the event that MGP determines that the Customer Sale Transaction was unauthorized, the market loss repayments will be waived.

Fees

The following section outlines all fees that MGP may charge the Customer in relation to Precious Metal Bullion and MGP VaultChain Transactions. Unless otherwise specified, all fees stated are in Euros.

6.1. Administrative Fees

6.1.1. MGP VaultChain

An administrative fee of €14.99, including applicable taxes, will be charged to Customers for all purchase and/or sale transactions that requires manual correction or execution. The administrative fee is calculated/quoted in Euros and in Euro equivalents for transactions in all other currencies.

6.1.2. Transaction Cancellations

In addition to applicable market loss repayments, transactions cancelled pursuant to Section 5 will be subject to an administrative fee of €50.00 or Euro equivalent for transactions in all other currencies, including applicable taxes.

6.8. Sales Tax

All fees quoted herein and on MGP’s Online Store are exclusive of sales tax. Applicable sales tax will be added to Customer’s Purchase Transaction depending on Customer’s delivery address. For more information, please contact MGP.

Undeliverable or Refused Packages

N/A.

Exchange Policy

N/A.

Return Policy

N/A.

Right to Withholding and Compensation (Set-off)

To secure the repayment of any sums payable by Customer to MGP, including, without limitation, for transactions, market loss repayments and fees, Customer undertakes to maintain and consents that MGP withholds Cleared MGP VaultChain, in an amount corresponding to those needed to confirm a price for Customer transactions, as described in Section 3. MGP may withhold said funds on Cleared MGP VaultChain until full payment has been received.

In case of cancellation of a transaction or non-payment by Customer of any sums payable to MGP, MGP may operate compensation, or set-off, between sums payable by Customer to MGP and any Cleared MGP VaultChain.

MGP VaultChain

As defined in the present Agreement, MGP VaultChain is comprised of unallocated precious metal deposits purchased through MGP. MGP VaultChain may consist of precious metals in any form whatsoever, including, without limitation, bars and coins. Precious metal deposits which form MGP VaultChain shall remain the property of Customer holding MGP VaultChain at all times and MGP shall cause such precious metal deposits to be specifically identified and segregated at all times from coin, bullion and metal in any form whatsoever which belong to any other person or entity, including MGP. These precious metal deposits belong to Customers who hold MGP VaultChain and are available to said Customers at any time, subject to payment of related fees and the time necessary for fabrication and delivery. MGP VaultChain is stored in secured depositories in various locations. Said depositories are chosen by MGP at its sole discretion.

Fabrication and delivery of a Customers MGP VaultChain holdings will require a Customer to open an account with a third party provider nominated by MGP. The Customer’s MGP VaultChain holdings will be transferred from MGP to the third party provider. The Customer will at all times retain full ownership of the precious metal.

Customers holding MGP VaultChain hereby authorize MGP to perform any and all acts necessary for the administration of MGP VaultChain on their behalf, including, without limitation, arranging for the insurance of MGP VaultChain, storing and transferring unallocated metals from one depository to another.

Melt Loss of Scrap Metal

N/A

Risk

13.1. Advice

MGP has not offered or given and will not provide any investment advice in connection with any transaction and has not offered or given any opinion with respect to the suitability of any transaction made or which might be made by the Customer.

The Customer warrants that MGP has not offered or given any investment advice to Customer in connection with the products and services offered by MGP. In addition, MGP has not given Customer any opinion with respect to the suitability of any of its products or services for Customer.

13.2. Market Risk

Customers should carefully consider the suitability of Precious Metals as an investment choice before taking any decisions that may affect their financial situation. Precious Metal products and accounts are not insured against loss in value.

The purchase and sale of Precious Metals involves a high degree of risk and is not suitable for all persons. The purchase and sale of Precious Metals provides no guarantee of interest, yield or return. Losses may be incurred both as a result of price devaluation and if price gains do not exceed applicable fees, including those charged herein. The Customer has read and understands these Terms and Conditions and acknowledges that all risk of decline in the market value of any Precious Metals is the Customer’s risk and not that of MGP. If the Customer has any doubt as to the suitability of Precious Metals as an investment, the Customer should contact an independent legal or financial advisor.

MGP’s Rights

MGP hereby reserves the following rights and the Customer acknowledges and agrees to the following:

MGP may adjust ASK and BID prices at any time without prior notice.
MGP may withdraw or limit the products or services provided by telephone, in person and on MGP’s Online Store, or may suspend the availability of MGP’s Online Store, or suspend the completion of transactions submitted to MGP, without notice at any time.
MGP may cancel or reject any order at any time.
MGP may place limits on the amounts that may be offered for sale or the amounts that may be bought back by MGP in any twenty-four (24) hour period.
MGP may terminate this Agreement at its sole discretion and may freeze an account or liquidate and close an account at any time for any reason including but not limited to the abuse of policy, criminal activity, circumvention of MGP’s web security services, and any other violation of these Terms and Conditions. If the Customer has MGP VaultChain, MGP will close the Customer’s MGP account and liquidate any MGP VaultChain holdings and send the Customer a bank wire as explained in sub-section 4.6 herein.

Limitation of Liability

MGP hereby reserves the following rights and the Customer acknowledges and agrees to the following:

15.1. Capital Gains/Income Taxes

MGP does not report any Customer transactions to the Internal Revenue Service of any country; however, the purchase or sale of Precious Metals may be considered reportable as taxable income. It is the Customer’s responsibility to contact a financial advisor for further information. MGP will not be held liable for any capital gains or tax implications due to the purchase or sale of precious metals by the Customer.

15.2. Technical Issues

15.2.1. Electronic Order Entry Risk Disclosure and Disclaimer

MGP specifically disclaims any liability or responsibility for orders placed via the MGP online order entry system, for any losses, or direct, indirect, consequential or incidental damages, which the Customer may recognize or incur as a result of the use of the MGP online order entry system. Further, MGP specifically disclaims any liability for the interruption, cancellation or other termination of the MGP online order entry system.

15.2.2. Negligence

All orders placed through the order entry system are taken on a best efforts basis. MGP shall not be responsible for errors, negligence or inability to execute orders. Nor shall MGP be responsible for any delays in the transmission, delivery or execution of Customer’s order due to breakdown or failure of transmission or communication facilities, or to any other cause or causes beyond MGP’s reasonable control or anticipation.

15.2.3. Possible System Failure

Order entry systems have been designed to provide an efficient and dependable method for entering orders. Commercial internet service providers are not 100% reliable and a failure by one or more of these providers may affect internet based order entry. The Customer acknowledges that the order entry system is a mechanical system and as such may be subject to failure beyond the control of MGP.

15.3. Internet Security

MGP adheres to the highest security measures to ensure Customer data is protected against theft, loss, and corruption, and against the misuse and alteration of any Customer data stored on our servers. However, when a Customer accesses their account via a public or unsecured computer terminal or if a Customer chooses to share their account username and password (“Electronic Identification Information”), MGP cannot guarantee the security of account data.

Sensitive communication between the Customer and MGP’s online store is always protected via encryption while in transit, using the SSL encryption standard. However, the Customer should be aware that MGP has no control over the privacy of Customer e-mail communications with us. We highly recommend that Customers not include private and sensitive information in e-mails to MGP, including, but not limited to, account numbers, balances, passwords, Electronic Identification Information, etc. MGP will not be held liable for any damages suffered by Customers should they transmit confidential or sensitive information to us through e-mail.

Information provided on MGP’s website is not intended to provide legal, accounting, or tax advice, and should not be relied upon in that regard. MGP is not responsible in any manner for direct, indirect, special or consequential damages howsoever caused, arising out of the use of its website.

15.4. Indemnification

Except as otherwise expressly provided, MGP shall not be liable for any loss or damage, whether direct or indirect, resulting from the transactions contemplated by these Terms and Conditions.

MGP shall not be liable under any circumstances whatsoever for special, incidental, consequential, indirect or punitive losses or damages (including lost profits or lost savings), whether or not caused by the fault or neglect of MGP and whether or not MGP had knowledge that such losses or damages might be incurred.

The limitations and exclusions in this clause shall apply to all claims of whatsoever nature, kind and description, whether arising from breach of contract, delay or non-delivery of services, negligence or otherwise.

15.5. Force Majeure

MGP shall not be liable for any failure to perform its obligations hereunder due to fire, computer viruses, network failure, computer hardware failure, explosion, flood, lightning, act of terrorism, war, rebellion, riot, sabotage, orders or requests of any government or any other authority, legislative changes, strikes, lockouts or other labor disputes, or events or circumstances beyond its reasonable control, but MGP shall use commercially reasonable endeavors to minimize dangers or losses to the Customer as a consequence of such events.

15.6. Joint Accounts

For joint accounts with MGP, MGP is authorized to act on the instructions of either one of the named Customers, without further enquiry with regard to any and all transactions in any way related to the joint account and the disposition, transfer, deposit or withdrawal of any amount or of any or all of the funds or MGP VaultChain held in the joint account. MGP shall have no responsibility or obligation for further enquiry into such apparent authority, and shall bear no liability and disclaims all responsibility for the consequences of any acts or omissions made in reliance upon such instructions.

Customer Obligation and Liability

16.1. Compliance and Due Diligence

The Customer is responsible for complying with all laws of the jurisdiction from which the Customer accesses the MGP Website or receives the services described herein, and the Customer shall at all times be solely responsible for obtaining any authorizations required by any authoritative body in such jurisdiction.

The Customer has carried out reasonable due diligence to ensure that the purchase and sale of Precious Metals as provided under these Terms and Conditions is not contrary to any laws or regulations of the Customer’s governing jurisdiction, and that the acceptance of these Terms and Conditions by the Customer and the entering into of a Customer Purchase Transaction or Customer Sale Transaction is not contrary to any federal, provincial, state or any other law or regulation applicable to the Customer.

16.2. Protection of Electronic Identification Information

It is the Customer’s obligation to ensure that its Electronic Identification Information is kept secret. The Customer agrees to keep their Electronic Identification Information and all components thereof secret and safe to prevent unauthorized use.

16.3. Notification

If a Customer believes that any transaction or balance recorded in their account is incorrect, the Customer must contact MGP immediately to notify MGP of suspected unauthorized use of Customer’s Electronic Identification Information. Customers are responsible for ensuring the accuracy of the information displayed in their account, howsoever accessed. MGP will not be held liable should a Customer fail to disclose any unauthorized use of Electronic Identification Information and Customer’s MGP accounts.

16.4. Customer Liability

MGP will be under no obligation to confirm the actual identity or authority of any user of the Electronic Identification Information or any component thereof.

The Customer will not be responsible for any unauthorized use of Electronic Identification Information occurring after notifying MGP of the suspected unauthorized use as indicated in sub-section 15.4 above.

Intellectual Property, Trademarks, Logos

All of the intellectual property rights including without limitation trademarks, service marks, trade names, copyright and other rights used or embodied in this website are and will remain the sole property of MGP (or its suppliers where applicable).

All information and material supplied by MGP, constitutes part of MGP’s confidential and proprietary information and no Customer participating in any of its programs may reproduce, copy or disclose such information without the prior written consent of MGP.

No party accessing this website may attempt to tamper with, modify, reverse engineer, gain unauthorized access to, or in any way alter any software used in MGP’s programs or comprising MGP’s website.

Miscellaneous

18.1. Insolvency

In the event: (i) that a receiver or trustee is appointed in respect of the property and assets of the Customer as a result of the latter’s insolvency or bankruptcy, and (ii) that MGP is requested by the receiver or trustee to remit any Customer holdings, the receiver or trustee will direct any Customer holding liquidation requests to MGP. Any inquiries by the said trustee or receiver regarding the present Agreement between the Customer and MGP shall be directed to MGP.

18.2. Death of Customer

18.2.1. Individual Account

In the event of Customer death, MGP will require full documentation of the Customer’s estate, including a copy of a death certificate, will or trust documentation, and any probate information if applicable. Upon confirmation of a Customer death, MGP will freeze the Customer’s account and act in accordance with the conditions set out in the Customer’s will, or as instructed by the trustee of the Customer’s estate. It is the sole responsibility of the Customer to ensure that such documentation will be provided for in the event of death.

18.2.2. Joint Account

In the event of death of any one of the named Customers, the deceased Customer’s interest in the Account will pass automatically to the surviving Customer.

It is agreed that in the event of death of one of the named Customers, the surviving Customer shall immediately give MGP written notice thereof, and MGP may require such papers, retain such portion and/or take any measures it deems advisable, including restricting transactions or liquidating the joint account, to protect itself against any tax, liability, penalty or loss under any applicable laws. The estate of the deceased Customer and the surviving Customer shall continue to be liable, jointly and severally, to MGP for any obligation incurred prior to MGP’s receipt of written notice of the death of such Customer or for any loss, damage or costs incurred by MGP, including reasonable attorney fees, in any dispute between the estate of a deceased Customer, the surviving Customer or a third party.

18.3. Changes to Terms and Conditions

MGP reserves the right to amend these Terms and Conditions, any applicable fees and charges, or any services, rights or obligations provided for herein at its sole discretion, at any time, without prior notice to the Customer. Acceptance of these Terms and Conditions is limited to the acknowledged transaction and is not applicable to any future transactions. The Customer will be responsible for accepting the Terms and Conditions for every subsequent transaction.

18.4. Applicable Law

This Agreement shall be construed in accordance with and governed by the laws applicable in the Republic of Ireland. The Parties hereby irrevocably submit to the non-exclusive jurisdiction of the Courts of the province of the Republic of Ireland in respect of all matters or disputes arising from the Agreement, except as otherwise specifically stated herein.

18.5. Binding Effect

This Agreement is binding upon the parties hereto and their respective successors, heirs, legal representative and permitted assigns.

18.6. Severability

In the event that any provision in this Agreement is determined to be invalid, illegal, or unenforceable, such determination shall not affect the validity and enforceability of any other remaining provisions of this Agreement.

18.7. Language

The parties hereto have expressly required that this agreement and all deeds, documents or notices relating thereto be executed in the English language..

18.8. Privacy

MGP respects your privacy. Our privacy policy is available at: https://mygoldplus.com/index.php/privacy-policy

This document contains confidential and proprietary information of MGP Connected Limited.

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